Dorian Vincileoni is a growth and business development leader with extensive experience across Europe in the crypto and fintech industry. He currently serves as Head of Regional Growth for Western Europe and the Baltics at Kraken, where he leads market expansion and strategic initiatives. Previously, he held multiple senior roles at KuCoin, including Head of Business Development for Europe and Country Manager for France, overseeing brokerage, market maker, and institutional programs.

Andreas Kennemar is the General Manager for Binance in Sweden. He has extensive experience in crypto and finance, and has held several leading positions in the Swedish banking industry. Notably, Kennemar founded and was CEO of KNCMiner, which was once the world's largest platform for crypto-mining. Afterward, Kennemar joined Handelsbanken to become Head of Blockchain, and later joined Swedbank’s senior management team, where he played a pivotal role leading the bank's technical strategy. In his most recent role, Andreas served as theChief Operating Officer at Safello, a renowned Swedish crypto company.

Mr Cunti has more than 28 years of experience working in executive roles for top tier technology, financial services and blockchain companies across the globe.Mr Cunti currently holds the position of CEO for Gate.MT, Malta regulated crypto exchange of Gate.io Organization. He has a broad experience in finance and the crypto/blockchain environment, gained at the helm of several companies. Mr Cunti received his doctorate degree in Physics from the University of Rome "La Sapienza", he holds an MBA from London Business School, with focus on operations and growing businesses.

Ido Greenberg is an experienced innovation leader with more than 20 years of entrepreneurial and leadership experience across five startups. He has played a key role in helping early-stage companies scale and reach their full potential. Now active as a seed investor, he brings significantly more than capital, offering strategic guidance, operational insight, and hands-on support

Ieva Jagere is a senior investment leader currently serving as Director General of the Investment and Development Agency of Latvia (LIAA), where she shapes Latvia’s national investment strategy. She focuses on creating an environment where innovation scales, capital flows, and businesses grow sustainably. Previously, she led the Private Equity and Venture Capital Department at ALTUM, including a landmark €60M commitment to venture capital funds and regional capital markets initiatives

Sofian is the CEO of Nexpay, an Electornic Money Institution which provides banking services for digital businesses. With extensive sales & management experience within the financial industry, Sofian specializes in building up businesses and commercial expansions while leveraging modern technologies.

Viktors Valainis is a Latvian politician currently serving as Minister of Economics of the Republic of Latvia. He has been a member of the Saeima since 2011, representing the Latvian Farmers’ Union within the Union of Greens and Farmers. Prior to his ministerial role, he held positions including Parliamentary Secretary and executive leadership roles in municipal and national organizations. His work focuses on economic development, industry policy, and strengthening Latvia’s competitiveness within the European Union.

As a board member of the Bundesblock, Daniel leads the Supply Chain working group and is deeply committed to advancing Web3 technology in Germany. With his background as a banker holding a KWG license and his experience as an investor in medium-sized enterprises, he brings in-depth expertise in financial markets, business management, organizational structures, supply chains, and e-commerce.He also leads XIONI GmbH – an innovative Web3 Product Data Hub. In addition, he advises the Blockchain-Europe.nrw initiative by Fraunhofer IML and TU Dortmund, where he serves as the project lead for TECON – a token-based platform for the exchange of construction data, which also integrates 3D printing.

Firstblocks knowledge bank includes Strategist, blockchain developers, lawyers, designers, marketing, community and PR experts. The mission at FirstBlock is to create value using blockchain technology by using the power of Web3 to transform industries and enable new business models. With several successful projects under Firstblocks name, they are confident that the team has the experience and know-how to bring their consumers a maximum value during their Web3 journey.

Edgars Laimīte – BiographyEdgars Laimīte is a seasoned entrepreneur and technology executive with a strong foundation in international business and a diverse background in data analytics, project management, and algorithmic trading. He is the Co-Founder of Gravity Team Ltd, a prominent crypto-native proprietary trading firm and liquidity provider that operates across more than 30 global exchanges and is responsible for approximately 1% of the global crypto spot market. In his leadership role, Edgars has been instrumental in steering the company's strategic direction and operational success since its inception in 2020.

Founder, Borderless Ventures. Director, The Creator Economy Institute. A prolific keynote speaker and sought-after MC and moderator at over 80 events each year including Web Summit, SXSW, Vivatech, CES, AI for Finance/Health/Life Summits, Non-Fungible Conf, etc…Ethan currently educates and inspires audiences on generative and agentic AI, web3, and the opportunities for brands and creators in the blockchain economy.He is the author of the upcoming “The Solopreneur Economy: How AI and 1000 True Fans Can Set You Free” about the new wave of generative AI, agentic AI, and low-code powered entrepreneurs.Through Borderless Ventures, Ethan runs the European Emerging Tech Investment Syndicate focusing primarily on generative and agentic AI, web3, the creator economy, and sustainable development.

Born in Milan, European by heart. Curious about the impact of innovation and technologies in the financial services for the benefit of society.

Ksenia Drobyshevskaya is BitMart's EU Growth Expert. Ksenia has extensive experience in web3 growth marketing and business development in blockchain VCs and startups.

Jori Armburster is a fintech and blockchain entrepreneur focused on financial inclusion and impact-driven innovation. He is the CEO and co-founder of EthicHub, a platform that connects investors with smallholder farmers in developing countries using blockchain and cryptocurrencies to reduce financing barriers. Through EthicHub, he has worked to create alternative lending and risk-mitigation models that enable fairer access to global capita

Magnus Jones is an international thought leader with 10+ years of Blockchain and emerging tech experience. Among others, as Nordic Blockchain & Innovation Lead at EY for 9 years. He has great experience within all areas of Web3 from Tax & Legal to Fraud/Forensic investigations, Smart Contract Reviews, Crypto Accounting, Tokenomics, Architecture and Government strategies. He has among others created world’s first guidance on how to tax DeFi and NFTs together with Norwegian Authorities. He also built the world’s first Government Metaverse office for Tax Authorities. In addition, he serves several board member roles including Nordic Blockchain Association, European Web3 Organization and K33. He is Norwegian Ambassador for GBBC, Member of the INTERPOL Metaverse Expert Group, Member of the Counter-Terrorism Group of Crypto for the United Nations, and a Crypto Expert for OSCE. Magnus is also a lecturer at several Universities and works with everything from the smallest startups to DeFi actors, DAO Foundations, DEXs, Exchanges, to Tradfi actors like Banks, Central Banks and Governments.

Reinis Znotiņš is a Latvian entrepreneur, policymaker, and blockchain advocate currently serving as Executive Director of the Latvian Blockchain Association (LBAA), where he helps position Latvia as a leading Web3 and crypto hub in the EU. He is a co-founder of the UN:BLOCK conference and has led initiatives to improve the regulatory and business environment for fintech and crypto companies, including alignment with the EU’s MiCA framework.

Raido Saar has been at the forefront of border security and intelligence with the Estonian Border Guard, playing a pivotal role for eight years in shaping national border policies and combating international crime. His extensive legal background has equipped him with the acumen to navigate and mediate the complex regulatory landscape that exists between cryptocurrency service providers and governmental regulators. As a former partner and head of AML and compliance at the cryptocurrency exchange Swapin.com, Raido’s insights were integral until his departure at the close of 2020 to pursue an independent path. His current focus is on influencing EU legislation in his capacity as president of the Estonian Web3 Chamber, vice president of European Web3 Organization and founder and CEO of Matter-ID, bringing unbiased perspectives from industry stakeholders to the legislative process and solving global digital identity crises.Mr Saar is an ardent advocate for Web3 and blockchain innovation, frequently addressing global audiences about the critical balance between anonymity and personal privacy in fintech and blockchain. He underscores the urgency of evolving beyond our outdated digital identification systems, which leave extensive digital footprints. Mr Saar believes that decentralized technologies hold the key to securing our digital identities without sacrificing privacy, much like moving beyond the ancient Sumerians’ clay tablets to a more sophisticated means of record-keeping.

Svetlana Prussova is a Member of the Management Board at CoinsPaid, where she leads compliance and regulatory strategy for one of the leading crypto payment gateways in Europe.

John Kojiro Moriwaka is a prominent Japanese businessman, columnist, public speaker, rapper, and painter. With extensive experience in the business world, he serves as an advisor to startups, global companies, and venture capital firms, while mentoring in numerous accelerators. John is an advisor to Sales Marker, a fast-growing startup focused on Japan market entry; GOFIN, a Web3 golf game platform; Luca JAPAN, an online alternative platform; and CVVC, a Web3 VC based in Switzerland. Additionally, he advises Arka Venture Labs, a Silicon Valley-India VC, and serves as a venture partner at BE Health Ventures, a medtech VC in Taiwan, as well as Mendoza Ventures, a cybersecurity and AI VC in Boston and San Francisco. He also invests in the Crimson Investment Fund, which backs the foodtech startup Green Life Farms. John is an official columnist for Forbes JAPAN, published 57 columns about the inside of innovation ecosystems in the world.

Agita Rudziša is a regulatory and strategy professional with experience advising global organizations on compliance, policy, and strategic engagement, including within the digital assets and financial services sector. She specializes in bridging regulatory frameworks with business strategy to enable sustainable growth in complex, fast-evolving markets. Her work emphasizes navigating international regulatory environments while aligning legal requirements with commercial objectives.

Armed with his background in Investment Banking and Private Equity Aymen Soufi helps projects create new business models, linking real economy to the blockchain and cryptos. Co-founder and advisor in some crypto-linked projects, he is currently Strategic Director of SunContract in charge of designing and implementing growth strategies based on the tokenization of Real Wold Assets.

A business enthusiast and serial entrepreneur with a passion for moderntechnology, with over 20 years of experience in business development,tech, and strategic leadership. Known for high integrity and a proven trackrecord in driving growth, innovation, and compliance within fast-paced,international environments.Recognised as a nominated Financial Crime Prevention Leader of the Year(ICA 2024), with a deep commitment to fighting financial crime andimplementing robust AML compliance frameworks..

Jānis has been practicing tax and customs law since 1995. Leading the tax team at Sorainen, and previously at a Big4 firm, he has managed numerous large-scale projects across various industries in Latvia. Under Jānis' management Sorainen has been recognised as Baltic Tax Firm of the Year by ITR 10 times out of 11 years since the Baltics have been evaluated. A prolific commentator and lecturer, Jānis has published over 400 articles and appeared on TV. He has also lectured at conferences, seminars, and universities. His experience with a Big4 firm has shaped his approach to resolving client matters through senior expertise.

Jakob Stammler is Head of Blockchain Operations at Powerledger, a global leader in decentralized energy systems and one of the first Web3 projects to pioneer real-world applications in energy markets. At Powerledger, Jakob leads the company’s blockchain strategy, including the transition to Solana, token operations, and the integration of energy and carbon market mechanisms on-chain. He also contributes to international energy digitalization efforts as part of the UNECE Task Force on Digitalization in Energy.

Jasmin Muelhaupt is Director of Financial Product Development at 21Shares, where she has been responsible for the development of cryptocurrency-based financial products across EMEA since September 2022. She began her finance career at Credit Suisse, working in product strategy for the institutional transaction banking division and as an execution trader for Swiss equities. Prior to entering the finance industry, Jasmin gained experience in the pharmaceutical and chemical sectors, applying her scientific training both in research- and regulatory-oriented environments. Jasmin holds a Bachelor of Science (BSc) and Master of Science (MSc) in Chemistry from the renowned ETH Zurich and is currently a Level II candidate in the Chartered Alternative Investment Analyst (CAIA) program.

Kapil is the CEO & Co-Founder of Quranium. A seasoned leader with 12 years of global, diversified experience dealing with enterprises, startups, and funds.He was the former Web 3.0 leader at PwC India and an award-winning CEO who crafted the Metaverse Startup of the Year 2023 from scratch.Kapil has also helped over 20 startups in the Web3 ecosystem with their GTM and Product strategies. He is a distinguished global speaker and author.

Laima Letiņa holds a master’s degree in law from the University of Latvia and CAMS, CGSS certifications. With extensive experience in both public and private sectors, she has led projects on digitization of national registers and anti-money laundering initiatives. Since March 2024, she has been Director General of the Latvian Register of Enterprises, focusing on reducing bureaucracy, digital transformation and transparency.

Marius Jurgilas is the Founder of Axiology, a regulated infrastructure platform for tokenised financial assets. A former Board Member of the Bank of Lithuania, he was instrumental in launching LBCoin, the world’s first central bank-issued digital collectible - pioneering the concept even before the term "NFT" became mainstream. With a background in central banking and financial innovation, Marius now leads efforts to develop capital markets infrastructure under the EU DLT Pilot Regime. He actively contributes to policy and market development across Europe, particularly in aligning crypto innovation with regulatory progress under frameworks like MiCA.

Martins Benkitis is a crypto market infrastructure entrepreneur and co-founder of Gravity Team. Since 2017, he has helped build the company into a leading global crypto market maker and liquidity provider with cumulative trading volumes exceeding $400 billion. Gravity Team delivers 24/7 liquidity across more than 1,200 crypto-asset pairs on 35+ exchanges in over 30 countries, contributing roughly 1% of global spot trading volume.

Laura Štrovalde is a senior leader in investment policy and ecosystem development with deep experience in public-sector strategy and international cooperation. She currently serves as COO & CCO at the Investment and Development Agency of Latvia (LIAA), overseeing operations, investment attraction, exports, sales, and strategic partnerships. She also represents Latvia as a Delegate to the OECD Investment Committee, contributing to global investment policy guidance.

Seasoned executive with interest in scaling startups. More than 10 years of experience in corporate finance advisory on M&A, equity raises and IPOs. Since I've held CFO and COO roles in logistics, robotics and finance startups.

Tim Ferland is the CEO of LetKnow Pay, an EU regulated proprietary crypto payment gateway solution. Mr. Ferland is an international business executive with vast experience in the areas of corporate management and governance, PR and Marketing strategies and Business Development. Through his 30+ years of professional experience he has developed an abundance of knowledge in areas such as corporate finance, strategic planning, risk mitigation and diversification, production management and the overall development and growth of companies in international markets.

Rory advises fintechs, online platforms and financial institutions on establishing and growing payments, banking and crypto products and businesses in compliance with financial services, financial crime, consumer protection and digital asset regulations. He advises a range of central banks on developing their payment services, digital assets and tokenisation regulatory frameworks.

Co-CEO & Co-founder of Crassula, a leading SaaS platform that empowers businesses and financial institutions to create cutting-edge payment systems, wallets, and banking solutions. With over 20 years of entrepreneurial experience, he brings deep expertise in strategy, product development, and driving fintech innovation. Alex holds a degree in Computer Science and an Executive MBA from the Stockholm School of Economics. Passionate about financial inclusion, investments, crypto adoption, and pioneering advancements in fintech, he is dedicated to shaping the future of financial technology and building solutions that drive positive change.

Anastasia Zencika has spent over a decade in Fintech, scaling a global company from a 7-person startup to a 1,000-strong team across five offices. She knows firsthand that a company’s success starts with the right people.Now, as Founder & CEO of Evotym, she helps Fintech and Crypto companies find top talent, filling 100+ roles in the past year alone. She also mentors at Growth Mentors, guiding professionals on careers, team dynamics, and company culture.Her mission is to help companies build exceptional and happy teams.

Aivars Belis serves as Chief Technology Officer at Next Generation, leading the company's technological strategy for EUR MiCA-compliant stablecoin issuance and crypto asset services. The platform enables businesses to move money, trade assets, and manage funds - seamlessly merging traditional finance with innovative blockchain-based technologies.With over 25 years in the payment industry, Aivars brings extensive experience in financial technology innovation. Throughout his career, he has provided technology and business consulting services to top tech companies, specialising in card acquiring and issuing, fraud prevention, e-commerce, mobile payments, loyalty solutions, instant payments, PSD2, and emerging payment technologies.Prior to Next Generation, Aivars served as CTO at Decta Limited, where he created a new digital banking SaaS platform. As Head of Technologies at Jaja Finance, he supported the company's growth as it raised £4.9 million in equity crowdfunding and secured £20 million in Series B funding, culminating in the acquisition of Bank of Ireland's UK credit card portfolio. Earlier in his career, Aivars led Tieto Latvia's payment solution core asset development, creating a product that now processes transactions for hundreds of financial institutions worldwide.

Arina is a seasoned legal expert with deep knowledge in IT law, international business law, intellectual property and data protection, making her uniquely positioned to navigate the fast-evolving regulatory landscape of the crypto and blockchain industry. She advises Web3 companies on commercial and regulatory issues, IP protection and dispute resolution, offering practical, solution-focused legal strategies that help innovators grow securely and stay ahead of regulation.

George Groshkov is a technology entrepreneur and strategic leader focused on AI, Web3, and digital infrastructure. He is the Co-Founder of AVEO TECH, where he works on building advanced AI agent solutions, and Co-Founder and Chief Strategy Officer at Mint Ventures XYZ, shaping strategy at the intersection of AI and Web3. He also co-founded Kallis, developing NFT utility and payment infrastructure, and has led multiple ventures in the blockchain space since 2020

Girts Bitenieks is an international leader specializing in the design and delivery of high-performance computing (HPC), AI, crypto-mining, and classical data centers, as well as modular houses, garages, and smart buildings. At Goldingen.tech, he has helped build and manage a portfolio totaling 1.4 GW across 56 data centers in 16 countries over the past decade.

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Janina Vinklere is a growth leader with 12+ years of experience in marketing, digital engagement, and AI-driven automation. As Head of Marketing at FICAS, Swiss Crypto Asset Manager, and Partnerships Lead at Women in Web3 Switzerland, she leads strategic marketing initiatives in Web3 and FinTech. Janina also lectures on digital marketing at SBS Swiss Business School. Passionate about innovation, she excels at orchestrating cross-functional remote teams, and building strategic partnerships across global markets.

Legal advisor for WEB.3 companies. Legal expert of private law, specializing in proprietary rights concerning digital assets. Ad Honorem member of the Governing Coincil of the International Institute for the Unification of Private Law that adopted Principles on Digital Assets and Private Law.

Sharlote Leikuma is a growth and payments professional with hybrid experience spanning SaaS B2B sales, product UX, and growth partnerships. She currently works in the payments sector, helping businesses optimize their setups while collaborating closely with Visa and Mastercard. Her work focuses on aligning technology with human-centered design to drive meaningful value and sustainable revenue growth. She is also active as an event moderator and knowledge sharer, supporting others on their professional journeys.

Renat Lokomet is a venture and strategy professional with experience spanning venture capital, corporate innovation, and board-level leadership. He is a Venture Partner at Raw Ventures, where he supports companies on go-to-market strategy and growth, and a Strategic Partner at Venture Faculty in Riga. He also serves as a Board Member at Summus Capital, a Baltic commercial real estate investment group with a portfolio exceeding €300 million.

Since January 2021, Tīna leads the Fintech Latvia Association. The aim of the Association is to unite financial service providers leveraging financial technologies, including alternative financing market players, fintech-driven institutions, and other key stakeholders fostering innovation. The Association strives to ensure the representation and implementation of their interests at both national and international levels, promoting the sustainable development and growth of the Latvian financial sector.

Valters Diure, an expert at law firm WALLESS, has nearly three decades of experience in banking and finance, specializing in banking & finance, insolvency, capital markets, fintech, aviation, and commercial issues. He is always going the extra mile to achieve the best results for his clients' businesses.

Yasmina Kazitani is a visionary leader in Web3, entrepreneurship, and strategic partnerships, with over 18 years of experience driving growth and innovation in AI, blockchain, gaming, and digital marketing. As the founder of Numidia Valley, she is building the next generation of gaming and entertainment in emerging markets, positioning Africa on the global innovation map.Yasmina actively works to influence regulatory frameworks and IP protections across the USA, UK, Europe, and MENA, bridging the gap between governments, businesses, and Web3 ecosystems. She plays a key role in bringing global brands into strategic partnerships within blockchain, gaming, and emerging digital economies. Passionate about empowering women in tech, she is committed to fostering ecosystems that drive innovation, investment, and sustainable growth.

Uldis Teraudkalns is a Chief Revenue Officer at Paybis, seasoned finance and technology executive with over 10 years of leadership experience in management, business development, and governance. Throughout his career, Uldis has demonstrated a unique ability to build and scale businesses in dynamic and regulated environments. As the CEO of Nexpay, he successfully grew the company from the ground up, establishing it as a leading crypto-focused B2B fintech platform that processed over €10 billion in payments and served more than 500 corporate clients globally.Before founding Nexpay, Uldis honed his expertise at an investment management firm, gaining exposure to a wide range of business models, organizational structures, and industry nuances.In addition to his professional accomplishments, Uldis is an active figure in the Baltic technology business community. He is the host of The Pursuit of Scrappiness Podcast, the region’s leading tech business podcast, where he shares insights and interviews with industry leaders on entrepreneurship and innovation.

Serial entrepreneur with large experience in Real Estate in Latvia and Belgium.

Co-founder at Aegis, who leads the development of the Bitcoin-backed yield-generating stablecoin with no ties to fiat banking systems. Ermin’s journey in finance began at KPMG, where he specialized in M&A deals and consulting across Eastern Europe’s real estate and tech sectors. Ermin entered crypto as a co-founder of Cointelegraph’s Research arm, scaling the organization from inception to a 25+ member team.

Gabriel Stefanak is a sales and business development professional in the fintech and payments sector. He currently works at DECTA, where he serves as Deputy Head of Sales alongside his role as Sales Executive, supporting growth across issuer and acquirer processing solutions. Based in Riga, he brings over two years of hands-on experience driving client acquisition and managing complex sales cycles in a hybrid, international environment.

Greg Klumov is a leading expert in alternative asset management, renowned for managing multi-million dollar portfolios for global funds and private investors. With a talent for blending liquid and digital alternatives with traditional investments, he now drives the adoption of cryptocurrency technologies worldwide.Beginning his career at 15 as an IT entrepreneur by founding a high-speed Internet Service Provider, Greg later transitioned into finance, working with family offices and launching a global macro hedge fund before becoming a pivotal figure in the stablecoins and regulated digital assets space. His advisory roles with Maltese and pan-European task forces shaped Malta’s pioneering Virtual Financial Assets framework, a precursor to the EU’s MiCA regulation. He has also advanced fintech innovation at Kazakhstan’s AIFC.

Kaspar Triebstok is a technology entrepreneur and partner with a strong focus on digital transformation and engineering-led innovation. He is a Partner at Wenture, where he helps drive the digitalization of the built environment by integrating technology, people, and engineering. Previously, he founded and led multiple technology ventures, including serving as Technical Founder of Duubl and Co-Founder & CTO of Moowle, building scalable platform-based solutions.

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Mārtiņš Puķe is a seasoned expert in financial law, specializing in fintech and blockchain regulation. He currently serves as the Chief Legal Officer at Gravity Team and is a board member of the Latvian Blockchain Association.

Experienced hands on systematic trader (traditional finance, crypto).Leading research groups and developing algorithms.MBA from The University of Chicago, MSEE, B.Sc. from the Tel-Aviv University.

Viesturs Tamužs is the author of the Latvian-language book “Bitkoins. Vienkārši”, which introduces Bitcoin in a clear and accessible way to a broad audience. The book focuses on explaining the fundamentals of Bitcoin, its philosophy, and its role in the global financial system without unnecessary technical complexity.

Kristaps Grinbergs is the Lead Developer Relations Engineer at Flare Network. He oversees technical product implementation programs, creates developer documentation, and explains complex blockchain concepts through blogs, videos, and conferences. His efforts facilitate onboarding for participants, testing of smart contracts, and collaboration to promote adoption within the Web3 ecosystem.

Marine Krasovska is the Head of the FinTech Supervision Department at Latvijas Banka, overseeing the supervision and development of financial innovation in Latvia. She holds a Master’s degree in Finance from the University of Latvia, a professional management diploma from the Open University Business School (UK), and has completed executive programs in strategic innovation at Oxford Saïd Business School and in innovation and AI at INSEAD. Her career includes managerial roles at SEB Bank, DNB Bank, and Luminor Bank, followed by her appointment in 2020 as Director of the Financial Innovation Department at the Financial and Capital Market Commission (FCMC)

Lauris is co-founder & CEO of RWA tokenization startup Upwood. In 2014 when bought first Bitcoin, he understood that it is not about the bitcoin, but about the underlying technology blockchain and the revolutionary power it can bring to create greater good for the whole humanity. He is passionated about evolving technologies and employs blockchain & AI to bring forest backed financial instruments on-chain, thereby creating trust and transparency of impact investments. He is Masters of Science in E-Business from Copenhagen Business School and experienced IT project manager.

Rūdolfs Eņģelis is a senior legal professional and long-standing Partner at Sorainen, one of the leading law firms in the Baltic region. He has been with the firm since 2004 and has served as Partner since 2010, specializing in banking and finance, insurance, and competition law. With over two decades of legal experience, he advises clients on complex regulatory, transactional, and compliance matters

Agnete Rumpa is a Senior Associate at Sorainen, one of the leading law firms in the Baltic region, where she advises on matters related to finance, fintech, crypto, and dispute resolution. She brings over eight years of legal experience across these areas, working on a wide range of complex and high-impact projects. Her practice combines strong technical legal expertise with a practical understanding of financial and digital-asset markets.

Uldis Upenieks is the Chief Compliance Officer and a Member of the Board at SIA xpate. He has over 25 years of experience in the financial sector, with the past 20 years spent in the banking industry.Uldis is the Co-Chair of the ACAMS Baltic Chapter and is actively involved in developing the AML/CTF/CPF regulatory framework in Latvia, as well as promoting best practices in these areas across the financial industry.He holds a master’s degree in Business Administration and a bachelor’s degree in Economics from Riga Technical University. He has also studied at the Riga Graduate School of Law and completed a Corporate Governance course at INSEAD.

Mike Shafro is a seasoned fintech innovator, entrepreneur, and advisor with over 10 years of experience in the payments industry. He is the CEO and founder of xpate, a fast-growing fintech company operating across the EU, UK, and APAC markets. Under Mike’s leadership, xpate delivers innovative money management solutions and services for digital businesses.At Industra Bank, Mike serves on the Board of Directors, leveraging his expertise to drive digital transformation and foster growth. Known for his strategic vision and hands-on leadership, he plays a key role in adapting the bank to the evolving financial sector.Mike is also a co-founder and board member of MILA.lv, the Latvian AI association, where he champions AI innovation to boost the local economy and position Latvia as a leader in AI development.